We are at the end of another year; does that take you by surprise as much as it does me? I don't do New Year's resolutions, but I always look forward with great anticipation to what the next year may bring. This year is no different.
We have a lot of financial goals this year. Now that we are both working we have plans to attack our debt like nobody's business. I cannot wait to get going on that. Oh the freedom that having no debt will bring us! Paying off our debt and buying a house are definitely the next "big things" we want to accomplish. Perhaps it's a little ironic to some that those two goals go hand in hand. Even though I am a Dave Ramsey fan, I am not a 100% follower. We believe it's best not to have debt, but we are OK with a mortgage (one we can comfortably afford mind you). It doesn't make sense to us to throw so much money away each month for rent when we could purchase a foreclosure home and have our mortgage be less than our rent. Owning our home would build up equity, and would give me more options for making money while also being home with our children. So, those are the two biggies that we have.
I have goals for other things, too. Craft projects to make, housekeeping "to do"'s to accomplish, relationships to be intentional about. I'm excited about my list (as I always am about lists), but at the same time I have such a faith in the plans God has for me. He may take my goals and plans and bless them and I accomplish all of them. Or, He could throw wrenches in the plans and rearrange them and erase them and replace them to His little heart's content. Somehow it is amazingly peaceful to me to have plans but be open to them changing completely. Sometimes I wonder who's weirder, me or God. Or if it's the combination of the two of us that's so nutty.